#money (87 links)
- How to become an ethical investor | Money | The Guardian guardian.co.uk
- A slow savings account ( 4 Apr., 2012, at Interconnected) interconnected.org
"A slow savings account would work exactly like a regular account -- I could pay money into it, and transfer money out. The difference would be: when I pay money in to a slow savings account, it appears in the available balance exactly one year later." I want one of these.
- The most effective debt collecting email I ever wrote | For A Beautiful Web forabeautifulweb.com
I like this. "A quick note to say that I am really disappointed that you have still not paid me the [..] that I'm owed for the work I did for you. In the grand scheme of things, it's not a lot of money, but actually I think that this is more a matter of respect."
"Here’s a pricing technique that sounds, at first, like the dumbest newbie move of all time. Call it ‘fill-in-the-blank’ invoicing. Or ‘pay what you want’ pricing. The notion is, you do the work first, then let the client decide how much to pay for it." Heavy caveats.
Via ihart.
An interesting (though obvious, after-the-fact) consequence of increasing our hourly rate, is that the customers that were left tended to be exactly the type of customers we’ve always wanted to work for — they appreciate, value and demand high quality, and are doing interesting things.
- Microloans in Hackney | Feature | Society | The Observer guardian.co.uk
When you start dealing with people with unpredictable lifestyles and with income that might be variable month by month, you can't just use the same computerised systems of default and interest that you use for people in regular salaried employment. Muhammad Yunus's microfinance model, which operated in parts of the world where everyone's lifestyle was precarious, had shown that. You had to know exactly who you were lending to, and establish more intimate and flexible models based on that knowledge.
#microfinance #development #london #money #poverty #uk #economics #hackney #community #banking#credit - Rescue your pension | Money | guardian.co.uk guardian.co.uk
Mushrooms and roots in a paper or cloth bag; "bananas avocados, melons, marrows, courgettes, peppers, cucumbers and beans all become mushy and blackened much faster in a domestic fridge than a fruit bowl at room temperature."
Beautiful. Need an iPhone version.
Via russelldavies.
- Make Money Online: 101 Top Ways of Doing It experienced-people.co.uk
For PH.
- Pension MoneySaving: Buy a different way to boost returns... moneysavingexpert.com
- How To Raise Your Rates Without Losing Clients - FreelanceSwitch - The Freelance Blog freelanceswitch.com · Archived on
If the fear of losing clients is holding you back from raising your rates, here are some pointers to help you broach the thorny subject of asking for more…
- Six ways Twitter can make money - Download Squad downloadsquad.com
- Wesabe wesabe.com
Makes it easy to better understand how you spend your money and links you to a community of people dedicated to helping each other make better financial decisions.
- Wedge - Think Local. Shop Local. wedgecard.co.uk
Our aim is to re-vitalise local communities by offering an affinity scheme to customers using local shops and services.
- The best way to professionally raise my rates? | Ask MetaFilter ask.metafilter.com
Independent contractor filter: what is the best way to simultaneously raise my rates and not lose the business?
- Late Payment Calculator - Great to get payments - MoneySavingExpert.com Forums forums.moneysavingexpert.com
Many self-employed/freelancers/small businesses face the same problem. You've done the work - yet your corporate clients haven't paid on time. Yet you have a legal right to charge interest if companies don't pay you.
- annualcreditreport.co.uk – a free credit report every year, no credit card details required annualcreditreport.co.uk
Online credit reports and free credit file monitoring
- 10 Reasons You Should Never Get a Job stevepavlina.com
- Orange puts squeeze on customers | The Register theregister.co.uk
Existing Orange customers were surprised to discover that itemised billing is now going to cost them £1.50 a month.
- gosummer.com gosummer.com
Welcome to gosummer.com — the place to find fantastic money-saving vouchers including 2 for 1 deals and free child places.
Handy tips from Giles
- Garrett Dimon / About Going Solo garrettdimon.com
- Best Tool For the Job » Ten Things You Can Do Today to Jump-start Success marcusvorwaller.com
- A Few Tips On Estimating Web Projects dkeithrobinson.com